The Best Retail Store credit cards of 2023

Aquib Nawab

Personal Finance

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1. Costco Anywhere Visa® Card by Citi

Get 4% cash back on gas/EV charging (up to $7,000/yr), 3% on dining/travel, 2% at Costco, 1% on other purchases. No annual fee, no foreign transaction fees. Annual reward certificate redeemable at Costco in the U.S. and Puerto Rico.

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2. Amazon Rewards Visa Signature Card

Receive $50 Amazon Gift Card upon approval, no annual fee, earn 3% back at Amazon/Whole Foods, 2% at restaurants/gas stations/drugstores, 1% on all other purchases. No foreign fees, plus travel & emergency assistance.

3. REI Co-op Mastercard®

New cardmembers get a $100 REI gift card with a purchase in 60 days. Enjoy 5% back at REI, 1.5% elsewhere, on top of your member dividend. No annual or foreign transaction fees!

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4. Discover it® Cash Back

Unlimited Cashback Match - double your rewards! Earn 5% cash back on quarterly categories and 1% on all else. Protect your data and enjoy 0% intro APR for 15 months on purchases. No annual fee.

5. Blue Cash Everyday® Card from American Express

Earn $200 statement credit, 0% intro APR, 3% cash back at U.S. supermarkets, online retail, and gas stations. No annual fee, Disney Bundle savings, Home Chef cashback and more.

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6. Chase Freedom Unlimited®

Unlimited Cash Back. Chase matches your cash back in the first year. Enjoy 3% back on dining and drugstores, 5% back on travel, 0% intro APR for 15 months, and no annual fee. Monitor credit health with Chase Credit Journey.

7. Discover it® Student Cash Back

Unlimited Cashback Match in 1st year. Earn 5% cash back on rotating categories, 1% on others. No credit score needed to apply. Protect personal info online, no annual fee, 0% intro APR for 6 months.

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8. American Express Cash Magnet® Card

Earn $150 statement credit with $1,000 spent in 3 months. Enjoy 1.5% unlimited Cash Back, 0% intro APR for 15 months. Use Plan It™ for easy payments. Benefit from Amex Offers, redeem Reward Dollars, no annual fee.

How to Choose the Right Retail/Store Credit Card

When selecting the right retail/store credit card, consider factors such as your spending habits, rewards preferences, and financial goals. Take your time to evaluate each card's features to make an informed choice.

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